A short intro about why EPF (Employees’ Provident Fund) is important for small businesses in India—ensuring employee welfare, long-term savings, and legal compliance.
Meaning of EPF
Benefits for employers & employees
Why small businesses should not ignore EPF
Eligibility criteria (20+ employees mandatory, voluntary option for smaller firms)
Applicability for small businesses in Kerala and across India
PAN, Aadhaar, Digital Signature
Bank details of the company
Details of employees
Online registration on EPFO portal
Filling details in Form 5A
Uploading documents & verification
Issuance of Establishment ID
Monthly contribution rates (12% employer + 12% employee)
Timely payment deadlines
Filing EPF returns
Tracking employee count
Maintaining proper records
Avoiding penalties for late payment
Fines, interest charges
Possible legal actions against employers
Employee trust & retention
Tax benefits for employers
Smooth audits & inspections
Conclusion
Wrap up with the importance of staying compliant and how professional help can make the process hassle-free.